Medicare plans are health insurance plans provided by the government of the United States. Any citizen who is 65 years of age or older can enrol into these medicare health insurance plans. Also, individuals with disabilities or suffering from an end-stage renal disorder also have the privilege of enrolling themselves into these health insurance plans. The medicare is divided into two parts. The part A of the medicare ensures your hospital coverage, whereas part B of the medicare covers all of your medicare.
Nowadays, more and more people are switching to Medicare advantage plans which are provided by private health insurance agencies. These private institutions are insured and certified by medicare. When you opt for a Medicare advantage plan the private organisation works with the government to ensure your health needs. The basic eligibility criteria for enrolling into health insurance is you need to have the original medicare.
Medicare Advantage plans not only organises and provides all of the benefits of the Original Medicare, part A as well as Part B, it also provides some extra benefits which were not originally covered in your medicare. There are various health insurance companies providing Advantage plans in different regions of the country. The only setback that you might face with a Medicare Advantage plan is not all plans are available for all regions. The benefits and the cost of the plan depends from region to region.
Humana is one of the biggest health insurance providers in the United States. Established in 1961, Humana health care provides tons of plans which are both affordable as well as advantageous. Humana Advantage plans enable you to buy a policy which along with covering the part A and part B of your medicare, also covers your dental care, vision care, hearing coverage, as well as your prescription drug coverage, all in one plan.
Humana Advantage plans also provide various other benefits other than health care advantages. You have the option to get your prescription drugs directly mailed into your mailbox, via Humana Pharmacy Mail Delivery. This is one of the privileges which no other insurance company provides. This not only reduces your out-of-pocket expense but it also helps when it is difficult to get out of your house to the pharmacy due to mobility issues. It saves your transportation cost as well. With the ePrescribe service, you can submit your prescription online, and after some checks by the pharmacists, the prescription drugs are mailed to you in plain packaging.
With Humana, you also have access to its SilverSneakers Fitness program, which gives you the freedom of working out at any of the 14,000 fitness clubs all over the country. So whether you are visiting a friend out of the county or maybe in another state, there is a good possibility that there is always a fitness club near you, to maintain your physical fitness. Humana also includes Go365, a fitness program that enables you to earn points on the level of your participation. These points can then be redeemed for rewards like fitness devices, gift cards, or movie tickets.
HumanaFirst Nurse Advice Line is 24 hours a day, 7 days a week helpline, through which you can speak to a registered nurse about any of your health concerns. These nurses are qualified to help you if you need to clarify any health-related query for a particular medical condition. Humana provides tons of benefits at a very affordable cost. Some of the Advantage plans have a premium service for as low as $0 monthly. They not only provide health insurance but also takes care of the overall physical as well as mental health of their customers. This is what makes Humana Advantage plans one of the best available in the market.